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Types of Workers’ Compensation benefits — A Review

If you are injured on the job, you may be able to file a workers’ compensation claim and receive financial benefits. However, not all workers’ compensation claims and benefits are created equal. The severity of your injury will determine what types of benefits you receive. 

Below are several examples of types of workers’ compensation claims:

  • Medical treatment only. If you are injured in a way that requires medical attention but does not preclude you from performing your job, you can only get coverage for your medical expenses. For example, let’s say you work an office job that does not require you to be on your feet, and you slip on spilled water in the kitchen and sprain your ankle. You can still sit at your desk and perform your job, but you deserve to have your medical expenses covered by your employer.
  • Medical treatment and lost time from work. If you miss some time from work due to your injury, this claim can cover both your medical costs and the wages you missed out on. For example, if you get a concussion and need four days off to recuperate, you would receive compensation for your hospital bills and your time away from your job.
  • Medical treatment and compensation if you cannot return to your pre-injury job. If you are injured in such a way that you cannot return to the position you previously held, then you deserve compensation for that as well. Suppose you are a police officer who loses a limb in a police chase accident. That means you cannot return to active patrol and therefore deserve compensation that considers that.
  • Medical treatment and compensation if you can no longer work at all. If you sustain a type of injury that precludes you from any kind of work, then you deserve compensation for that. For example, if you suffer diminished mental capacity following a brain injury, you may need to file this type of claim. 

For support with workers’ compensation claims, contact Grupo Via Dorada today. We can help represent you and ensure that you receive the maximum compensation you deserve.